Financial and Debt Model Refinement

📅 2024-12-31 — Session: Financial and Debt Model Refinement

🕒 19:00–23:55
🏷️ Labels: Financial Modeling, Debt Management, Data Analysis, Visualization, Automation
📂 Project: Business
⭐ Priority: MEDIUM

Session Goal

The session aimed to refine financial models, particularly focusing on debt management and normalization of compounding rates.

Key Activities

• Validated a model for calculating recharge based on observed data, including formula derivation and visualization techniques.
• Updated plots with enhanced grid designs and corrected plots using the Cuenta variable.
• Normalized compounding rates in financial models, providing a formula and implementation steps.
• Discussed the use of ballpark values for normalized rates in debt models for simplicity and scalability.
• Provided a practical approach for handling unknown balances in financial systems by incorporating ‘deuda previa’.
• Outlined an implementation plan for a debt master calculator, including predictive modeling and anomaly detection.

Achievements

• Achieved a structured approach to financial modeling and debt management.
• Enhanced visualization techniques for better data representation.
• Developed a comprehensive plan for future automation and model refinement.

Pending Tasks

• Further feedback and adjustments on the updated plots.
• Implementation of the debt master calculator based on the outlined plan.